Question 1

Where is Credit Goliath located?

Accepted Answer

Our headquarters is in Washington, DC. We serve clients nationwide across all 50 U.S. states — all services are delivered remotely through our secure member portal.

Question 2

How do I get started?

Accepted Answer

Apply for free on our homepage to create a member account. Once approved, you'll get access to the full portal, including available tradelines, credit repair intake, and funding applications.

Question 3

What payment methods do you accept?

Accepted Answer

All services are paid in Bitcoin (BTC) only. After reserving a service, a BTC address and QR code will be generated for your payment.

Question 4

How long does it take to see results?

Accepted Answer

Credit sweep initial responses typically arrive within 7–14 days. Tradelines post in 11–35 days. Funding approvals vary by lender but typically 30–90 days after a complete application.

Question 5

What items can you remove?

Accepted Answer

We dispute collections, charge-offs, late payments, hard inquiries, public records, and bankruptcies. Results vary by account age, accuracy, and bureau responsiveness.

Question 6

Is credit repair legal?

Accepted Answer

Yes. Our methods are fully compliant with the Fair Credit Reporting Act (FCRA). You have the legal right to dispute inaccurate or unverifiable information on your credit reports.

Question 7

Do you guarantee deletion of negative items?

Accepted Answer

No legitimate credit repair company can guarantee deletion. We guarantee that we will dispute every inaccurate or unverifiable item aggressively using FCRA-compliant methods.

Question 8

What do I need to provide for credit repair?

Accepted Answer

A government-issued ID, a utility bill for proof of address, and the last 4 digits of your SSN. We also recommend pulling your 3-bureau credit report through IdentityIQ for $1.

Question 9

What is an authorized user tradeline?

Accepted Answer

An authorized user tradeline adds you as an authorized user to someone else's established credit account. The account's positive history, limit, and age report to your credit file, often boosting your score significantly.

Question 10

How much will my score increase?

Accepted Answer

Most members see increases of 50–150 points. The exact impact depends on your existing credit profile, the age and limit of the tradeline, and which bureaus report it.

Question 11

Will the tradeline stay on my report forever?

Accepted Answer

No. You remain an authorized user for the posting cycle (typically 1–2 billing cycles). The positive history may remain on your report for some time after removal, depending on bureau reporting practices.

Question 12

What happens if a tradeline doesn't post?

Accepted Answer

Contact your case manager with your order number. We will review bureau reporting and provide a replacement per our Tradeline Replacement Policy when eligible.

Question 13

Can I buy multiple tradelines?

Accepted Answer

Yes. Many members purchase 2–3 tradelines to maximize score impact and build a thicker credit file. Our Approval Packages are specifically designed for this.

Question 14

What types of funding do you help with?

Accepted Answer

Personal funding up to $250,000 and business funding up to $5,000,000. We work with banks, credit unions, SBA lenders, and alternative lenders.

Question 15

What is the success fee?

Accepted Answer

Our success fee ranges from 15% to 20% depending on the loan type and amount. This fee is only charged when funding is successfully secured — no upfront costs for the funding service itself.

Question 16

Do I need good credit to get funding?

Accepted Answer

Better credit opens more doors, but we work with a range of credit profiles. Many lenders focus on business revenue, cash flow, and collateral rather than just personal credit scores.

Question 17

Why do you need my IdentityIQ login?

Accepted Answer

We need to analyze your full 3-bureau credit profile to match you with the right lenders and identify any issues that should be addressed before applying.

Question 18

What is an aged corporation?

Accepted Answer

An aged corporation is a pre-existing business entity that has been registered and maintained for several years. It comes with established filing history, which can help with vendor credit, lending, and credibility.

Question 19

What states are available?

Accepted Answer

We currently offer aged corporations in Florida (FL) and Wyoming (WY) only. These are the most business-friendly states for shelf corporations.

Question 20

How is pricing calculated?

Accepted Answer

$1,000 per year of age. A 3-year corporation is $3,000, 5 years is $5,000, up to 15 years at $15,000.

Question 21

What comes with the purchase?

Accepted Answer

The full business entity with clean history, articles of incorporation, EIN documentation, and transfer of ownership. You must sign a purchase agreement and provide ID.

Question 22

Why Bitcoin only?

Accepted Answer

Bitcoin provides fast, secure, irreversible transactions with lower fees than traditional payment processors. It also protects both parties with blockchain-verifiable proof of payment.

Question 23

How do I pay with Bitcoin?

Accepted Answer

After reserving a service, a unique BTC address and QR code will be generated. Send the exact amount from your wallet. Once confirmed on the blockchain, your order status updates automatically.

Question 24

What if I send the wrong amount?

Accepted Answer

Contact support immediately with your transaction ID (TXID). Minor discrepancies are usually resolved. Significant shortfalls may require an additional payment.

Question 25

Is my payment information stored?

Accepted Answer

We never store private keys or wallet credentials. We only record the transaction ID (TXID) and wallet address used for verification purposes.

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