— The life you're working toward is specific.
— You already know what it looks like inside.
— The word that changes the address.
— The door opens because the file was clean.
— Approved means you stop asking permission.
— Walk in already knowing the answer.
— Terms, not pleading.
— One word. Everything after it is different.
Credit repair · premium tradelines · business funding
Create your free account in about a minute — no call required. Credit repair, aged tradelines, and funding strategy in one secure platform.
Your free account does not require a call. Create it now, or book a free analysis if you want help choosing a path.
Every item below is a service we perform under the Fair Credit Reporting Act, not a promised outcome.
Credit-report factors to review. No score, deletion, or timeline is guaranteed.
Every file is different, but the levers are the same: dispute what shouldn't be there, add what's missing, then apply where your profile actually fits.
Most companies sell you one piece. We run the whole play inside one portal.
FCRA-compliant disputes targeting collections, charge-offs, late payments, hard inquiries, public records, and bankruptcies — bureau round, furnisher round, method-of-verification follow-ups.
Aged, low-utilization authorized-user tradelines from major banks with published posting schedules. Personal lines report to all three bureaus.
Personal & business funding strategy — soft-pull options first, matched to your profile by our team.
Established entities with filing history for clients who need a business with a past, ready for banking and credit today.
Locked out of banking? We work the reporting on ChexSystems and Early Warning so you can open the accounts you need.
Monthly programs, no setup fees, 3-day cancellation right at signup. Written contract and your CROA rights before any work starts. Pricing is shared on your free analysis — built around your file, not a menu.
Each package is a multi-line combination, not a single account. Pick the tier that matches the funding you're going after — pricing is quoted on your call once we see the file.
Personal & business funding strategy — soft-pull options first, matched to your profile by our team. We look at your score band, income, and business status, give you a fit level (not approval odds), then sequence the applications.
Book a Funding Strategy Call →Your score band is one factor in a funding review. Drag to your current range to see a general fit level, then book a call for a team-built strategy.
Book a Funding Strategy Call →No template letters blasted to everyone. Your file is read line by line and worked under the law that gives you the power — the Fair Credit Reporting Act.
Set up secure member access first. Booking an analysis is optional and comes after account creation.
Your case manager maps every inaccurate, unverifiable, and obsolete item, picks the tradelines that fit your file, and builds the plan. Contract, CROA rights disclosure, and 3-day cancellation window before any work begins.
Track your services and updates in the member portal. Results vary by credit file, reporting source, and third-party response; no score, deletion, approval, or timeline is guaranteed.
If you book an analysis, an updated report can help the specialist understand your current file. You may use any reputable report provider.
Book a Free Credit AnalysisThe habits quietly dragging your score down — and the one most people repeat every single month without knowing.
Individual results. Every file is different, and we'll tell you on the call what's realistic for yours.
Credit Goliath did an excellent job — cleaned my credit super fast, in 7 days.
— Jamaal K.Awesome service. Cleaned me and my wife's credit — we got approved for a $1.3 million mortgage.
— Derrick B.Score jumped 142 points in under 6 weeks. The team kept me updated the whole way.
— Jasmine C.Came in at a 540, sitting at 720 four months later.
— Carlos W.Tradelines posted exactly on schedule. Funding approved a month later.
— Marcus D.They helped me and my family get approved for a home and a car.
— Xavier O.Some great services — cleaned my credit and added a boost.
— B.Credit Goliath did an excellent job — cleaned my credit super fast, in 7 days.
— Jamaal K.Awesome service. Cleaned me and my wife's credit — we got approved for a $1.3 million mortgage.
— Derrick B.Score jumped 142 points in under 6 weeks. The team kept me updated the whole way.
— Jasmine C.Came in at a 540, sitting at 720 four months later.
— Carlos W.Tradelines posted exactly on schedule. Funding approved a month later.
— Marcus D.They helped me and my family get approved for a home and a car.
— Xavier O.Some great services — cleaned my credit and added a boost.
— B.Anything not here — call, WhatsApp, or ask on your free analysis.
Create your free member account first. You can browse the portal immediately, then optionally book a free credit analysis when you want help building your plan. Before any credit-repair work begins, you receive the written agreement, CROA rights, and cancellation notice.
Free, and we never pull your credit. You bring your own report (IdentityIQ, $1 trial), which means no inquiry on your file.
Monthly plans cancel anytime. You also have a 3-day cancellation right at signup by law, before any services are performed.
Inaccurate, incomplete, unverifiable, obsolete, re-aged, not-mine, duplicate, and identity-theft items — and inquiries made without permissible purpose. We do not dispute accurate, current information, and we never guarantee a deletion, a score, or a timeline.
FCRA §611 generally gives consumer reporting agencies 30 days to investigate, with certain circumstances allowing more time. Outcomes depend on the facts and documentation; we do not guarantee a deletion, score, or timeline.
Yes — you have the legal right to dispute directly with the bureaus for free. What we sell is the strategy, the letters, the follow-through across rounds, and the tradeline and funding engines on the same platform.
Personal authorized-user lines post in 11–35 days on the bank's published statement date. Statement-date guaranteed; if a line fails to post, it's replaced under the Replacement Policy.
Business packages report to SBFE and Equifax Business. Personal/primary tradeline products report to 2–3 bureaus (Experian, Equifax, TransUnion), always at least two.
Our team reviews your score band, income, and business status and builds a funding strategy with soft-pull options first, with a fit level — not approval odds. We then sequence your applications — soft-pull and prequal lenders first. Lenders make the final decision; we never guarantee funding.
Through the secure Make a Payment page in the member platform. Ask your case manager about the payment methods currently accepted.
Credit repair under the FCRA, seasoned and primary tradelines, aged corporations, and personal and business funding. Read any service in full before you talk to anyone.
FCRA §611 disputes of inaccurate, unverifiable or obsolete items, with your written contract and CROA rights.
What a "credit sweep" really is, why false identity-theft claims are illegal, and the lawful alternative.
Authorized-user lines with years of payment history, posting on the bank's published statement date.
How account age is reported, which lines carry real age, and how to read an aged tradeline list.
Revolving and installment primary lines, including backdated and aged primary options.
Vendor and business lines reporting to SBFE and Equifax Business to build the entity's own profile.
Established entities with formation history, EIN and standing — request the current inventory.
Aged shelf companies and aged LLCs, what they do and do not do for a funding application.
Sequenced personal applications, soft-pull options first, matched to your profile by our team. Lenders make every decision.
Business credit and funding strategy for entities, including files built on tradelines or an aged corporation.
Loan officers, realtors, credit coaches, funding brokers: sign up, get your link, and let the platform handle intake, tracking, and payouts.
Talk to a specialist. No cost. No pressure. A 20-minute strategy session across credit repair, tradelines, funding, and aged corporations — and you leave with a plan.