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01 It starts at home.

— The life you're working toward is specific.

02 Room by room.

— You already know what it looks like inside.

03 Sold.

— The word that changes the address.

04 Keys in hand.

— The door opens because the file was clean.

05 Open road.

— Approved means you stop asking permission.

06 Pull up.

— Walk in already knowing the answer.

07 The handshake.

— Terms, not pleading.

08 Approved.

— One word. Everything after it is different.

09 Funded.

— This is what the work was for.

Book a Free Credit Analysis →

Credit repair · premium tradelines · business funding

Build a stronger credit plan.

Create your free account in about a minute — no call required. Credit repair, aged tradelines, and funding strategy in one secure platform.

Get your free credit analysis plan

◆Secure & encrypted
◆Real-person support
1Create free account
2Free credit analysis
3Your custom plan
FCRA-compliant dispute roundsAll 3 bureaus every roundFunding strategy · soft-pull firstNo credit pull for your analysisWritten contract + CROA rights before any work3-day cancellation rightCancel anytimeBureaus must respond in 30–45 days · FCRA §611 FCRA-compliant dispute roundsAll 3 bureaus every roundFunding strategy · soft-pull firstNo credit pull for your analysisWritten contract + CROA rights before any work3-day cancellation rightCancel anytimeBureaus must respond in 30–45 days · FCRA §611
CHOOSE YOUR NEXT STEP

Create access now. Book when you are ready.

Your free account does not require a call. Create it now, or book a free analysis if you want help choosing a path.

01 — OUR CAPABILITIES

What we actually do

Every item below is a service we perform under the Fair Credit Reporting Act, not a promised outcome.

FCRA-compliantDispute rounds
Bureau reinvestigationUnder §611
Furnisher disputesUnder §623
Method-of-verificationFollow-ups
Premium agedAuthorized-user tradelines
Business tradelinesReporting to SBFE + Equifax Business
FundingStrategy · soft-pull first
Secure member portalWith live case tracking
300850
300–850Credit score range
02 — WHAT MOVES THE NEEDLE

What actually moves a file.

Credit-report factors to review. No score, deletion, or timeline is guaranteed.

Every file is different, but the levers are the same: dispute what shouldn't be there, add what's missing, then apply where your profile actually fits.

Collection · accuracy needs reviewReview
Late payment · reporting age needs reviewReview
Hard inquiry · permissible purpose needs reviewReview
Charge-off · verification needs reviewReview
Tradeline reporting depends on the issuer and bureausVaries
03 — WHAT MEMBERS GET

Two engines.
One score.

Most companies sell you one piece. We run the whole play inside one portal.

ENGINE I

Elite Credit Repair

FCRA-compliant disputes targeting collections, charge-offs, late payments, hard inquiries, public records, and bankruptcies — bureau round, furnisher round, method-of-verification follow-ups.

  • Secure intake portal
  • Done-for-you dispute letters
  • Bureau monitoring updates
  • Dedicated case manager
ENGINE II

Premium Tradelines

Aged, low-utilization authorized-user tradelines from major banks with published posting schedules. Personal lines report to all three bureaus.

  • Browse available tradelines
  • Banks with 5–25 year history
  • Statement-date guaranteed
  • Replacement if posting fails
III

Personal & Business Funding

Personal & business funding strategy — soft-pull options first, matched to your profile by our team.

Soft-pull first →
IV

Aged Shelf Corporations

Established entities with filing history for clients who need a business with a past, ready for banking and credit today.

Ask on your call →
V

ChexSystems / EWS Removal

Locked out of banking? We work the reporting on ChexSystems and Early Warning so you can open the accounts you need.

Get banked again →
04 — MEMBER PROGRAMS

Pick your lane.
Cancel anytime.

Monthly programs, no setup fees, 3-day cancellation right at signup. Written contract and your CROA rights before any work starts. Pricing is shared on your free analysis — built around your file, not a menu.

Pro Monthly Dispute

Credit repair · monthly
  • Monthly dispute letter preparation
  • Legal letters citing FCRA violations
  • Inaccuracy review · all 3 bureaus
  • Dedicated case manager
  • Monthly progress report
See this program

Aggressive Monthly Repair

Credit repair · multi-round
  • Everything in Pro
  • Collections · charge-offs · lates
  • Public records & bankruptcy challenges
  • Method-of-verification follow-ups
  • Priority case manager
See this program
Most Popular

750+ Club

Repair + tradelines
  • Aggressive monthly disputing
  • Premium aged AU tradelines added monthly
  • 5–25 yr history · major banks
  • Score-targeted strategy
  • Replacement guarantee on failed posts
See this program
Elite Tier

800 Club

Repair + tradelines + VIP
  • Everything in 750+ Club
  • Higher-limit premium tradelines
  • Multiple tradelines per month
  • Continuous 800+ maintenance
  • VIP case manager · text/call
  • Quarterly funding-readiness review
See this program

Inquiry Removal — 3–5/mo

Hard inquiries
  • 3–5 hard inquiries removed monthly · all 3 bureaus
  • Full document preparation + dispute letters
See this program
Most Popular

Inquiry Removal — Unlimited

Hard inquiries
  • Unlimited hard inquiries per month · all 3 bureaus
  • Full document preparation + continuous monthly disputing
See this program
05 — BUSINESS TRADELINES

Six tiers. Real history.
Reports to SBFE + Equifax Business.

Each package is a multi-line combination, not a single account. Pick the tier that matches the funding you're going after — pricing is quoted on your call once we see the file.

Aged Business

Up to $30K in lines
2 tradelines
  • Aged reporting history
  • SBFE + Equifax Business
  • Portal tracking
Book to discuss this tier

Business Builder

Up to $80K in lines
3 tradelines
  • Aged reporting history
  • SBFE + Equifax Business
  • Portal tracking
Book to discuss this tier

Business Pro

Up to $150K in lines
3 tradelines
  • Higher-limit lines
  • SBFE + Equifax Business
  • Portal tracking
Book to discuss this tier
Most Popular

Executive Tier

Up to $250K in lines
4 tradelines
  • Executive-limit lines
  • SBFE + Equifax Business
  • Funding sequence included
Book to discuss this tier

Platinum Business

Up to $500K in lines
5 tradelines
  • Platinum-limit lines
  • SBFE + Equifax Business
  • Funding sequence included
Book to discuss this tier

Million-Dollar Line

Up to $1M in lines
5–8 tradelines
  • Top-tier limits
  • SBFE + Equifax Business
  • White-glove funding sequence
Book to discuss this tier
06 — YOUR FUNDING STRATEGY

Stop applying blind.
Build a smarter strategy.

Personal & business funding strategy — soft-pull options first, matched to your profile by our team. We look at your score band, income, and business status, give you a fit level (not approval odds), then sequence the applications.

Book a Funding Strategy Call →
Approval decisions are made by lenders; we never guarantee funding.
FUNDING ODDS METER

Slide your score.
See how many doors open.

Your score band is one factor in a funding review. Drag to your current range to see a general fit level, then book a call for a team-built strategy.

450550650750820
Book a Funding Strategy Call →
Fair
580
Possible fittypical fit level for this score band
Illustrative product range: $500 – $3,000
Illustrative fit level by score band. Lenders decide approvals; income, history, and utilization all matter. No funding is guaranteed.
07 — THE CREDIT GOLIATH METHOD

Three steps to your custom plan.

No template letters blasted to everyone. Your file is read line by line and worked under the law that gives you the power — the Fair Credit Reporting Act.

STEP
01
STEP 01

Create your free account

Set up secure member access first. Booking an analysis is optional and comes after account creation.

STEP 02

Strategy session

Your case manager maps every inaccurate, unverifiable, and obsolete item, picks the tradelines that fit your file, and builds the plan. Contract, CROA rights disclosure, and 3-day cancellation window before any work begins.

STEP 03

Follow your custom plan

Track your services and updates in the member portal. Results vary by credit file, reporting source, and third-party response; no score, deletion, approval, or timeline is guaranteed.

Optional preparation

Bring an updated 3-bureau report

If you book an analysis, an updated report can help the specialist understand your current file. You may use any reputable report provider.

Book a Free Credit Analysis
Free guide
7

Credit Score Killers (most people do #3 every month)

The habits quietly dragging your score down — and the one most people repeat every single month without knowing.

08 — MEMBER REVIEWS

Real results.
Real members.

Individual results. Every file is different, and we'll tell you on the call what's realistic for yours.

★★★★★

Credit Goliath did an excellent job — cleaned my credit super fast, in 7 days.

— Jamaal K.
★★★★★

Awesome service. Cleaned me and my wife's credit — we got approved for a $1.3 million mortgage.

— Derrick B.
★★★★★

Score jumped 142 points in under 6 weeks. The team kept me updated the whole way.

— Jasmine C.
★★★★★

Came in at a 540, sitting at 720 four months later.

— Carlos W.
★★★★★

Tradelines posted exactly on schedule. Funding approved a month later.

— Marcus D.
★★★★★

They helped me and my family get approved for a home and a car.

— Xavier O.
★★★★★

Some great services — cleaned my credit and added a boost.

— B.
★★★★★

Credit Goliath did an excellent job — cleaned my credit super fast, in 7 days.

— Jamaal K.
★★★★★

Awesome service. Cleaned me and my wife's credit — we got approved for a $1.3 million mortgage.

— Derrick B.
★★★★★

Score jumped 142 points in under 6 weeks. The team kept me updated the whole way.

— Jasmine C.
★★★★★

Came in at a 540, sitting at 720 four months later.

— Carlos W.
★★★★★

Tradelines posted exactly on schedule. Funding approved a month later.

— Marcus D.
★★★★★

They helped me and my family get approved for a home and a car.

— Xavier O.
★★★★★

Some great services — cleaned my credit and added a boost.

— B.
09 — FAQ

Straight answers.

Anything not here — call, WhatsApp, or ask on your free analysis.

GENERAL

Create your free member account first. You can browse the portal immediately, then optionally book a free credit analysis when you want help building your plan. Before any credit-repair work begins, you receive the written agreement, CROA rights, and cancellation notice.

Free, and we never pull your credit. You bring your own report (IdentityIQ, $1 trial), which means no inquiry on your file.

Monthly plans cancel anytime. You also have a 3-day cancellation right at signup by law, before any services are performed.

CREDIT REPAIR

Inaccurate, incomplete, unverifiable, obsolete, re-aged, not-mine, duplicate, and identity-theft items — and inquiries made without permissible purpose. We do not dispute accurate, current information, and we never guarantee a deletion, a score, or a timeline.

FCRA §611 generally gives consumer reporting agencies 30 days to investigate, with certain circumstances allowing more time. Outcomes depend on the facts and documentation; we do not guarantee a deletion, score, or timeline.

Yes — you have the legal right to dispute directly with the bureaus for free. What we sell is the strategy, the letters, the follow-through across rounds, and the tradeline and funding engines on the same platform.

TRADELINES

Personal authorized-user lines post in 11–35 days on the bank's published statement date. Statement-date guaranteed; if a line fails to post, it's replaced under the Replacement Policy.

Business packages report to SBFE and Equifax Business. Personal/primary tradeline products report to 2–3 bureaus (Experian, Equifax, TransUnion), always at least two.

FUNDING

Our team reviews your score band, income, and business status and builds a funding strategy with soft-pull options first, with a fit level — not approval odds. We then sequence your applications — soft-pull and prequal lenders first. Lenders make the final decision; we never guarantee funding.

PAYMENTS

Through the secure Make a Payment page in the member platform. Ask your case manager about the payment methods currently accepted.

SERVICES

Everything we do,
in one place.

Credit repair under the FCRA, seasoned and primary tradelines, aged corporations, and personal and business funding. Read any service in full before you talk to anyone.

BROKERS & AFFILIATES

Send us your clients. Get paid on every file.

Loan officers, realtors, credit coaches, funding brokers: sign up, get your link, and let the platform handle intake, tracking, and payouts.

Broker sign up →
10 — START

Your score is one
decision away.

Talk to a specialist. No cost. No pressure. A 20-minute strategy session across credit repair, tradelines, funding, and aged corporations — and you leave with a plan.

Sign Up FreeCall (815) 335-9305

Get your free credit analysis plan

Goliath